My Dog Ate My Money: What To Do If Your Labrador Ate Your Money

So your Labrador ate your money and you do not know exactly what to do. Should you wait for your dog to poop it out, or just let it go?

Labs will be Labs and knowing how much they love food, it is not surprising to find them munching on something they must not eat. For example, your Labrador may steal your cash and decide to eat it. While ingesting money won’t be really that harmful for your Labrador – unless he or she eats an entire stash – it can be a waste, especially if the bill he or she decided to make a lunch costs a lot. So what should you do if your dog ate your money?

Your Dog Ate Your Money, Now What?

Depending on the amount your Labrador ate, you may or may not bother retrieving it. But if your Labrador gulped in $100 or so, you might still consider retrieving it. If you had the chance to retrieve the remains of your bill, then you can have it exchanged in most banks. That is if it is still in good condition, meaning it is not too shredded or if at least ¾ of it is still intact including its 3 corners and if the serial number is still visible. Generally, PNC Bank accepts damaged bill if more than half of it still has its full serial number.

What If the Whole Bill Passes Through Your Dog?

If your dog ate the whole bill, then you will have to wait until he or she poops it out. This can be a mess – a very ugly mess. The first thing to do is to recover the digested bills, of course. It’s best to retrieve it whole or at least ¾ of it and take it to the bank. Some banks will refuse to accept it but there’s another way to have it replaced. You may mail it to the Bureau of Engraving and Printing or personality visit their office.

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According to The Bureau of Engraving and Printing’s website, “When mutilated currency is submitted, a letter should be included stating the estimated value of the currency and an explanation of how the currency became mutilated.”

How Long Will It Take to Have the Money Replaced?

The waiting time before your receive your replacement money depends and various reasons including the extent of the damage of the bill and overall workload. Processing time for standard claims can take a month and a half to four months.

The government generally just wants to thee at least 51% of the whole bill or note. If your note is a bit less than that, do not fret and you can still try having it replaced. There are some cases where less can be still be replaced, that is if the Treasury is assured that the note’s missing piece or pieces are totally gone.

Each year, there is about 20,000 to 30,000 individuals who send money to the bureau to have their notes replaced.

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